Private wealth · White Rock & Surrey
We sit with Canadian families and decide what this wealth is for — a life, a business, a next generation — and how it will be held when markets, tax, and temperament all pull in different directions.
Who we are
Karasick Crabtree & Murray is a private wealth practice in South Surrey. Lyle Karasick built it. Aaron Crabtree, Ryan Murray, and the people around this table carry it. We work inside IG Private Wealth Management — which means a local relationship, and a national bench when a tax year, an estate, or a business sale needs more than one room.
We partner with families to turn a portfolio into something that lasts: tax-aware, clear to the people you love, and generous where you want it to be. Wealth, used well, should fund a life — not keep score.
How we think
A good plan is not only arithmetic. It is a way of protecting a family from the ordinary tricks of attention — the ones that feel like prudence in the moment, and look like a mistake a year later.
01
A decline of two hundred thousand occupies more of the mind than a rise of the same number. That is not a character flaw. It is how attention works. We write the plan in a calm room so it is not rewritten in a loud one.
02
The most recent market feels like the truth. It is a season. Families who sold a business last year, or sat through 2020, often carry that weather into the next decision. We separate the story of the last statement from the job of this capital.
03
The cottage, the company, and the portfolio are often kept in different mental accounts. The tax authority already treats them as one family. So do we. A plan that ignores the operating company, or the cabin the children love, is only half a plan.
04
The most expensive choice is often the one left standing from a decade ago. Looking every week makes a long book feel short. Never looking lets a quiet drift become a policy. We set a cadence — and we stay.
What we look after
A life that no longer depends on a paycheque — and an income the tax year can live with.
Every decision has a tax shadow. We plan as if the CRA is already in the room, because it is.
A disciplined book, built with IG Wealth Management’s investment team and global partners — in the service of the plan, not the other way around.
Dry powder for a bad month and dry powder for a good opportunity. Flexibility is a strategy.
What you built, who it goes to, and how a sale or a succession does not undo the family.
Children, a trust, a cause. Clarity now is a kindness later.
How we work
We start with the family, then the household, then a written way of holding this capital. The conversation you are about to be invited into is that third step — only if you want to take it.
01
What this capital is for. Who it has to protect. What a good life actually costs. We start here, not with a product.
02
Earnings, cash that can move, the business, the estate, the tax year. Capacity is a fact. Preference is a feeling. Both belong in the room.
03
Not a pitch. A policy you can live with in a good year and a hard one — what it is for, when you will need it, and what you will still be holding when markets are ugly.
04
Life changes. So do tax, family, and markets. The relationship is the work after the first meeting — adjusting before a quiet drift becomes a decision you did not mean to make.
The family
Lyle Karasick, founder. Retired. The practice he built still sits at this table.
Aaron Crabtree
Executive Financial Consultant
CFP®, CLU, RRC, FMA
Ryan Murray
Senior Financial Consultant
CFP®, RRC
Tim Tsang
Senior Financial Consultant
CFP®
Alison Jacquart
Senior Consultant
Tasia Karasick
Associate Consultant
RRC
Linda Johnston
Senior Financial Consultant
CFP®, RRC
Bill Konnert
Associate Consultant
Rani Gill
Executive Assistant
Victoria Nguyen
Administrative Assistant
“We sold our business, our home, our recreational property and then retired. Their knowledge of tax implications in doing all of this was amazing. They even brought in an expert to review our financials.”
“Lyle and Aaron helped us plan for eventualities we hadn’t even considered. The addition of Ryan Murray has added a new generation of expertise — we have referred our adult children with confidence.”
When you are ready
What it is for. When you will need it. What you will still be holding when the statement is ugly. No recommendation until that is clear — and a written investment policy when it is.